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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,507 | $148,629+45.7% | $135,982+59.2% | $139,487+55.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 1.42% | 79.33%-77.9pp | 68.32%-66.9pp | 373.84%-372.4pp |
| Employer contribution / active EE | $8,563 | $5,247+63.2% | $4,859+76.2% | $4,755+80.1% |
| Participant deferral / active EE | $5,530 | $8,102-31.7% | $7,760-28.7% | $6,713-17.6% |
| Admin fee / account holder | $384 | $12,406-96.9% | $10,767-96.4% | $11,407-96.6% |