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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,641 | $176,105+15.6% | $159,474+27.7% | $167,536+21.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 1.42% | 331.91%-330.5pp | 263.68%-262.3pp | 478.82%-477.4pp |
| Employer contribution / active EE | $2,957 | $5,299-44.2% | $4,831-38.8% | $4,839-38.9% |
| Participant deferral / active EE | $3,160 | $7,751-59.2% | $7,353-57.0% | $6,342-50.2% |
| Admin fee / account holder | $349 | $12,559-97.2% | $10,802-96.8% | $12,315-97.2% |