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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,114 | $127,790+5.7% | $106,555+26.8% | $167,536-19.4% |
| Participation rate | 66.7% | 78.3%-11.6pp | 76.1%-9.5pp | 82.1%-15.4pp |
| Annual return | 15.12% | 33.88%-18.8pp | 26.80%-11.7pp | 478.82%-463.7pp |
| Employer contribution / active EE | $1,571 | $3,428-54.2% | $2,819-44.3% | $4,839-67.5% |
| Participant deferral / active EE | $5,472 | $5,088+7.5% | $4,399+24.4% | $6,342-13.7% |
| Admin fee / account holder | $20 | $11,229-99.8% | $7,408-99.7% | $12,315-99.8% |