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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,315 | $118,708-7.1% | $98,920+11.5% | $158,982-30.6% |
| Participation rate | 66.7% | 77.8%-11.2pp | 76.0%-9.4pp | 82.0%-15.3pp |
| Annual return | 17.08% | 372.49%-355.4pp | 196.47%-179.4pp | 302.99%-285.9pp |
| Employer contribution / active EE | $1,091 | $3,334-67.3% | $2,689-59.4% | $4,763-77.1% |
| Participant deferral / active EE | $4,394 | $5,089-13.7% | $4,245+3.5% | $5,983-26.6% |
| Admin fee / account holder | $165 | $10,134-98.4% | $6,643-97.5% | $11,252-98.5% |