| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $154,235 |
CAPFINANCIAL PARTNERS LLC10+ years Filed as: CAPTRUST Service code 70 · EIN 26-0058143 | Consulting Fees | $16,712 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,588 | $122,128+13.5% | $147,117-5.8% | $200,096-30.7% |
| Participation rate | 97.7% | 78.2%+19.6pp | 82.2%+15.6pp | 72.0%+25.7pp |
| Annual return | 14.65% | 30.58%-15.9pp | 420.54%-405.9pp | 34.26%-19.6pp |
| Employer contribution / active EE | $3,401 | $4,093-16.9% | $4,932-31.1% | $3,038+12.0% |
| Participant deferral / active EE | $11,391 | $8,484+34.3% | $8,065+41.3% | $5,090+123.8% |
| Admin fee / account holder | $137 | $180-23.8% | $12,993-98.9% | $269-49.2% |