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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,138 | $65,566+71.0% | $86,235+30.0% | $75,177+49.2% |
| Participation rate | 34.2% | 60.5%-26.3pp | 69.0%-34.7pp | 67.2%-33.0pp |
| Annual return | 15.49% | 46.07%-30.6pp | 1170.03%-1154.5pp | 160.75%-145.3pp |
| Employer contribution / active EE | $526 | $1,553-66.1% | $2,381-77.9% | $2,671-80.3% |
| Participant deferral / active EE | $1,726 | $3,023-42.9% | $3,987-56.7% | $4,126-58.2% |
| Admin fee / account holder | $3,392 | $5,470-38.0% | $6,856-50.5% | $5,651-40.0% |