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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,941 | $70,430+70.3% | $96,572+24.2% | $85,851+39.7% |
| Participation rate | 26.9% | 61.8%-34.9pp | 69.8%-42.9pp | 69.3%-42.4pp |
| Annual return | 19.08% | 18.58%+0.5pp | 37.79%-18.7pp | 318.63%-299.6pp |
| Employer contribution / active EE | $591 | $1,413-58.2% | $2,357-74.9% | $2,565-77.0% |
| Participant deferral / active EE | $1,442 | $2,894-50.2% | $3,850-62.6% | $3,952-63.5% |
| Admin fee / account holder | $1,249 | $4,996-75.0% | $6,183-79.8% | $6,261-80.0% |