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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,861 | $42,383+8.2% | $76,523-40.1% | $64,181-28.5% |
| Participation rate | 97.7% | 58.1%+39.6pp | 68.0%+29.7pp | 69.6%+28.2pp |
| Annual return | -8.00% | -16.54%+8.5pp | -0.27%-7.7pp | 7.63%-15.6pp |
| Employer contribution / active EE | $1,600 | $1,563+2.4% | $2,647-39.5% | $2,381-32.8% |
| Participant deferral / active EE | $2,720 | $2,566+6.0% | $3,835-29.1% | $3,470-21.6% |
| Admin fee / account holder | $4,671 | $3,198+46.1% | $4,848-3.7% | $4,887-4.4% |