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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,936 | $81,208-15.1% | $98,920-30.3% | $79,852-13.7% |
| Participation rate | 64.0% | 72.5%-8.5pp | 76.0%-12.0pp | 69.6%-5.6pp |
| Annual return | 12.89% | 60.99%-48.1pp | 196.47%-183.6pp | 31.72%-18.8pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,323 | $3,265-28.8% | $4,245-45.3% | $3,740-37.9% |
| Admin fee / account holder | $1,515 | $6,013-74.8% | $6,643-77.2% | $5,306-71.4% |