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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,467 | $176,794+17.9% | $146,647+42.2% | $167,553+24.4% |
| Participation rate | 78.6% | 83.6%-5.1pp | 80.1%-1.5pp | 82.1%-3.5pp |
| Annual return | 12.10% | 24.04%-11.9pp | 22.75%-10.6pp | 478.89%-466.8pp |
| Employer contribution / active EE | $937 | $5,161-81.8% | $4,137-77.3% | $4,840-80.6% |
| Participant deferral / active EE | $3,835 | $6,440-40.5% | $5,506-30.4% | $6,343-39.5% |
| Admin fee / account holder | $20,410 | $13,262+53.9% | $10,281+98.5% | $12,316+65.7% |