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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,029 | $152,619+40.2% | $125,195+71.0% | $152,909+40.0% |
| Participation rate | 58.8% | 83.3%-24.5pp | 79.8%-21.0pp | 82.5%-23.6pp |
| Annual return | 22.16% | 54.85%-32.7pp | 43.79%-21.6pp | 345.46%-323.3pp |
| Employer contribution / active EE | $1,602 | $4,947-67.6% | $3,866-58.6% | $4,764-66.4% |
| Participant deferral / active EE | $4,015 | $5,869-31.6% | $4,937-18.7% | $5,851-31.4% |
| Admin fee / account holder | $159 | $13,437-98.8% | $9,704-98.4% | $11,601-98.6% |