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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,750 | $115,810-4.4% | $101,271+9.4% | $158,966-30.3% |
| Participation rate | 60.0% | 79.4%-19.4pp | 75.8%-15.8pp | 82.0%-22.0pp |
| Annual return | 10.38% | 56.15%-45.8pp | 46.48%-36.1pp | 302.95%-292.6pp |
| Employer contribution / active EE | $1,021 | $4,175-75.5% | $3,660-72.1% | $4,762-78.6% |
| Participant deferral / active EE | $2,294 | $4,958-53.7% | $4,371-47.5% | $5,983-61.7% |
| Admin fee / account holder | $11,627 | $7,248+60.4% | $5,948+95.5% | $11,250+3.3% |