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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,969 | $97,729-23.3% | $83,830-10.6% | $135,379-44.6% |
| Participation rate | 55.6% | 80.0%-24.4pp | 76.1%-20.6pp | 82.6%-27.1pp |
| Annual return | -6.62% | 1287.52%-1294.1pp | 850.97%-857.6pp | 519.79%-526.4pp |
| Employer contribution / active EE | $849 | $4,222-79.9% | $3,631-76.6% | $4,779-82.2% |
| Participant deferral / active EE | $1,991 | $4,683-57.5% | $4,082-51.2% | $5,609-64.5% |
| Admin fee / account holder | $4,944 | $6,674-25.9% | $5,479-9.8% | $10,828-54.3% |