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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,830 | $148,582+136.8% | $135,942+158.8% | $139,456+152.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.26% | 79.26%-67.0pp | 68.28%-56.0pp | 373.45%-361.2pp |
| Employer contribution / active EE | $5,130 | $5,245-2.2% | $4,858+5.6% | $4,753+7.9% |
| Participant deferral / active EE | $17,781 | $8,101+119.5% | $7,759+129.2% | $6,711+164.9% |
| Admin fee / account holder | $17,862 | $12,402+44.0% | $10,764+65.9% | $11,407+56.6% |