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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,659 | $93,346-12.5% | $71,796+13.7% | $273,968-70.2% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.1%+5.9pp | 83.0%-8.0pp |
| Annual return | 7.33% | 130.39%-123.1pp | 78.04%-70.7pp | 41.45%-34.1pp |
| Employer contribution / active EE | $175 | $2,733-93.6% | $1,924-90.9% | $4,869-96.4% |
| Participant deferral / active EE | $3,357 | $3,475-3.4% | $2,794+20.1% | $5,287-36.5% |
| Admin fee / account holder | $13,311 | $6,571+102.6% | $4,815+176.5% | $10,132+31.4% |