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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,316 | $102,382+111.3% | $147,005+47.1% | $80,874+167.5% |
| Participation rate | 91.4% | 75.8%+15.5pp | 82.2%+9.2pp | 67.6%+23.7pp |
| Annual return | 36.20% | 134.89%-98.7pp | 418.76%-382.6pp | 35.62%+0.6pp |
| Employer contribution / active EE | $903 | $3,715-75.7% | $4,934-81.7% | $2,756-67.2% |
| Participant deferral / active EE | $1,071 | $6,646-83.9% | $8,070-86.7% | $4,297-75.1% |
| Admin fee / account holder | $2,347 | $7,942-70.4% | $13,006-82.0% | $6,935-66.2% |