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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,676 | $78,694+363.4% | $67,652+439.0% | $125,389+190.8% |
| Participation rate | 93.8% | 78.8%+14.9pp | 75.7%+18.1pp | 83.2%+10.6pp |
| Annual return | -1.75% | 9.46%-11.2pp | 6625.40%-6627.1pp | 282.24%-284.0pp |
| Employer contribution / active EE | $8,744 | $3,044+187.3% | $2,266+285.9% | $4,866+79.7% |
| Participant deferral / active EE | $8,994 | $4,292+109.5% | $3,560+152.6% | $5,352+68.1% |
| Admin fee / account holder | $2,405 | $7,403-67.5% | $4,821-50.1% | $9,541-74.8% |