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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,093 | $72,027-45.7% | $185,835-79.0% | $79,852-51.0% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 7.88% | 23.13%-15.2pp | 35.96%-28.1pp | 31.72%-23.8pp |
| Employer contribution / active EE | $2,611 | $1,965+32.9% | $4,087-36.1% | $2,471+5.7% |
| Participant deferral / active EE | $3,199 | $3,780-15.4% | $5,633-43.2% | $3,740-14.5% |
| Admin fee / account holder | $685 | $4,513-84.8% | $9,502-92.8% | $5,306-87.1% |