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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,112 | $65,395-38.7% | $182,540-78.0% | $72,975-45.0% |
| Participation rate | 96.6% | 65.4%+31.1pp | 78.0%+18.6pp | 69.5%+27.1pp |
| Annual return | 9.87% | 27.68%-17.8pp | 148.58%-138.7pp | 81.01%-71.1pp |
| Employer contribution / active EE | $2,540 | $1,911+32.9% | $4,076-37.7% | $2,440+4.1% |
| Participant deferral / active EE | $2,758 | $3,563-22.6% | $5,525-50.1% | $3,608-23.6% |
| Admin fee / account holder | $1,543 | $4,245-63.6% | $8,593-82.0% | $5,124-69.9% |