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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,728 | $82,674-25.3% | $125,363-50.8% | $68,495-9.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -28.28% | -5.97%-22.3pp | 572.15%-600.4pp | -7.84%-20.4pp |
| Employer contribution / active EE | $6,280 | $3,382+85.7% | $4,815+30.4% | $2,596+141.9% |
| Participant deferral / active EE | $8,552 | $6,111+39.9% | $7,447+14.8% | $4,028+112.3% |
| Admin fee / account holder | $1,174 | $6,276-81.3% | $10,005-88.3% | $5,403-78.3% |