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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC4 years Service code 15 · EIN 11-3665754 | Recordkeeping | $55,189 |
BAKER TILLY US, LLP1 year Service code 10 · EIN 39-0859910 | Accounting | $17,100 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,632 | $56,540+39.1% | $185,851-57.7% | $86,821-9.4% |
| Participation rate | 49.4% | 65.5%-16.1pp | 81.7%-32.3pp | 72.3%-22.9pp |
| Annual return | 13.97% | 118.20%-104.2pp | 122.11%-108.1pp | 97.94%-84.0pp |
| Employer contribution / active EE | $514 | $1,844-72.1% | $5,168-90.1% | $2,406-78.6% |
| Participant deferral / active EE | $3,062 | $2,555+19.8% | $5,569-45.0% | $4,132-25.9% |
| Admin fee / account holder | $110 | $150-26.5% | $16,245-99.3% | $170-35.2% |