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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,481 | $106,588+106.9% | $94,215+134.0% | $155,188+42.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 10.38% | 29.39%-19.0pp | 28.22%-17.8pp | 148.84%-138.5pp |
| Employer contribution / active EE | $5,462 | $3,080+77.4% | $2,675+104.2% | $4,248+28.6% |
| Participant deferral / active EE | $2,187 | $4,802-54.5% | $4,276-48.9% | $6,531-66.5% |
| Admin fee / account holder | $5,803 | $12,281-52.7% | $10,216-43.2% | $14,480-59.9% |