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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,951 | $96,491+66.8% | $75,888+112.1% | $152,870+5.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.4%+17.6pp |
| Annual return | 11.45% | 33.98%-22.5pp | 30.76%-19.3pp | 345.34%-333.9pp |
| Employer contribution / active EE | $4,042 | $3,310+22.1% | $2,501+61.6% | $4,763-15.1% |
| Participant deferral / active EE | $1,257 | $4,553-72.4% | $3,603-65.1% | $5,850-78.5% |
| Admin fee / account holder | $2,005 | $8,079-75.2% | $5,419-63.0% | $11,597-82.7% |