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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,951 | $96,524+66.7% | $75,900+112.1% | $152,909+5.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 11.45% | 33.93%-22.5pp | 30.73%-19.3pp | 345.46%-334.0pp |
| Employer contribution / active EE | $4,042 | $3,311+22.1% | $2,501+61.6% | $4,764-15.2% |
| Participant deferral / active EE | $1,257 | $4,554-72.4% | $3,604-65.1% | $5,851-78.5% |
| Admin fee / account holder | $2,005 | $8,082-75.2% | $5,421-63.0% | $11,601-82.7% |