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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,183 | $85,171+23.5% | $172,752-39.1% | $72,975+44.1% |
| Participation rate | 86.8% | 70.1%+16.8pp | 82.6%+4.2pp | 69.5%+17.4pp |
| Annual return | 11.93% | 27.32%-15.4pp | 802.97%-791.0pp | 81.01%-69.1pp |
| Employer contribution / active EE | $5,467 | $3,324+64.5% | $5,144+6.3% | $2,440+124.1% |
| Participant deferral / active EE | $2,940 | $3,260-9.8% | $5,198-43.4% | $3,608-18.5% |
| Admin fee / account holder | $46,773 | $5,880+695.4% | $13,955+235.2% | $5,124+812.8% |