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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,281 | $84,236+83.2% | $170,435-9.5% | $70,126+120.0% |
| Participation rate | 96.9% | 70.8%+26.0pp | 83.6%+13.3pp | 69.5%+27.3pp |
| Annual return | 9.86% | 23.06%-13.2pp | 205.94%-196.1pp | 73.15%-63.3pp |
| Employer contribution / active EE | $6,641 | $3,387+96.1% | $5,432+22.3% | $2,343+183.5% |
| Participant deferral / active EE | $4,054 | $3,086+31.4% | $4,939-17.9% | $3,332+21.7% |
| Admin fee / account holder | $2,788 | $5,698-51.1% | $13,881-79.9% | $4,645-40.0% |