Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,418 | $77,816+32.9% | $123,552-16.3% | $64,173+61.2% |
| Participation rate | 31.1% | 74.7%-43.6pp | 82.3%-51.2pp | 69.6%-38.5pp |
| Annual return | -10.62% | 12.49%-23.1pp | 119.20%-129.8pp | 7.63%-18.3pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,536 | $5,240-13.4% | $6,426-29.4% | $3,470+30.7% |
| Admin fee / account holder | $503 | $5,519-90.9% | $9,285-94.6% | $4,887-89.7% |