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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,235 | $109,344+1.7% | $89,400+24.4% | $158,950-30.0% |
| Participation rate | 75.0% | 74.3%+0.7pp | 68.0%+7.0pp | 82.0%-7.0pp |
| Annual return | 17.91% | 345.73%-327.8pp | 245.64%-227.7pp | 302.91%-285.0pp |
| Employer contribution / active EE | $326 | $3,170-89.7% | $2,586-87.4% | $4,762-93.2% |
| Participant deferral / active EE | $7,446 | $4,599+61.9% | $3,890+91.4% | $5,983+24.5% |
| Admin fee / account holder | $749 | $6,154-87.8% | $4,882-84.7% | $11,248-93.3% |