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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,503 | $110,240+4.8% | $96,544+19.6% | $139,487-17.2% |
| Participation rate | 81.8% | 78.1%+3.7pp | 76.0%+5.8pp | 80.3%+1.5pp |
| Annual return | 18.96% | 26.41%-7.5pp | 25.88%-6.9pp | 373.84%-354.9pp |
| Employer contribution / active EE | $3,219 | $3,622-11.1% | $2,966+8.5% | $4,755-32.3% |
| Participant deferral / active EE | $5,627 | $5,549+1.4% | $4,851+16.0% | $6,713-16.2% |
| Admin fee / account holder | $1,292 | $11,602-88.9% | $8,254-84.3% | $11,407-88.7% |