Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $26,496 |
Service code 13 · EIN 11-3271022 111 EXPRESS STREET · PLAINVIEW, NY 11803 | Contract Administrator | $2,732 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,664 | $51,466+107.3% | $78,778+35.4% | $62,293+71.2% |
| Participation rate | 36.3% | 59.8%-23.5pp | 69.2%-32.9pp | 69.5%-33.2pp |
| Annual return | 18.32% | 19.96%-1.6pp | 35.62%-17.3pp | 28.90%-10.6pp |
| Employer contribution / active EE | $1,331 | $827+60.9% | $1,986-33.0% | $2,042-34.8% |
| Participant deferral / active EE | $3,080 | $2,147+43.4% | $2,958+4.1% | $3,169-2.8% |
| Admin fee / account holder | $457 | $489-6.6% | $5,134-91.1% | $479-4.7% |