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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,083 | $54,380+32.6% | $68,509+5.2% | $59,633+20.9% |
| Participation rate | 72.9% | 70.2%+2.7pp | 74.7%-1.9pp | 68.7%+4.2pp |
| Annual return | -1.63% | 2.83%-4.5pp | 8.27%-9.9pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,526 | $2,643-4.4% | $3,382-25.3% | $3,192-20.9% |
| Admin fee / account holder | $1,935 | $3,885-50.2% | $5,275-63.3% | $4,297-55.0% |