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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,730 | $103,164+398.9% | $90,259+470.3% | $154,746+232.6% |
| Participation rate | 50.0% | 76.1%-26.1pp | 70.7%-20.7pp | 80.7%-30.7pp |
| Annual return | 9.60% | 19.25%-9.7pp | 18.88%-9.3pp | 172.34%-162.7pp |
| Employer contribution / active EE | $536 | $2,532-78.8% | $2,291-76.6% | $4,379-87.8% |
| Participant deferral / active EE | $7,853 | $4,422+77.6% | $3,827+105.2% | $6,730+16.7% |
| Admin fee / account holder | $38 | $8,593-99.6% | $7,267-99.5% | $14,365-99.7% |