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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,185 | $142,972+2.9% | $214,702-31.4% | $86,983+69.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 87.5%+12.5pp | 69.5%+30.5pp |
| Annual return | 16.76% | 18.49%-1.7pp | 54.55%-37.8pp | 25.83%-9.1pp |
| Employer contribution / active EE | $6,475 | $4,635+39.7% | $6,461+0.2% | $2,584+150.5% |
| Participant deferral / active EE | $9,299 | $6,568+41.6% | $9,147+1.7% | $4,194+121.7% |
| Admin fee / account holder | $3,268 | $17,617-81.4% | $19,830-83.5% | $7,856-58.4% |