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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,113 | $137,414-11.9% | $189,545-36.1% | $85,851+41.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 14.83% | 38.14%-23.3pp | 555.36%-540.5pp | 318.63%-303.8pp |
| Employer contribution / active EE | $5,005 | $4,344+15.2% | $6,162-18.8% | $2,565+95.1% |
| Participant deferral / active EE | $7,656 | $6,260+22.3% | $8,220-6.9% | $3,952+93.7% |
| Admin fee / account holder | $10,410 | $8,630+20.6% | $12,049-13.6% | $6,261+66.3% |