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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $548,102 | $101,795+438.4% | $165,100+232.0% | $80,959+577.0% |
| Participation rate | 72.7% | 71.8%+0.9pp | 78.6%-5.9pp | 67.7%+5.1pp |
| Annual return | 68.54% | 16.73%+51.8pp | 70.21%-1.7pp | 35.67%+32.9pp |
| Employer contribution / active EE | $1,291 | $2,954-56.3% | $4,348-70.3% | $2,757-53.2% |
| Participant deferral / active EE | $7,892 | $4,476+76.3% | $6,035+30.8% | $4,300+83.5% |
| Admin fee / account holder | $28,733 | $8,221+249.5% | $12,696+126.3% | $6,925+314.9% |