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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $548,102 | $101,763+438.6% | $164,866+232.5% | $80,874+577.7% |
| Participation rate | 72.7% | 71.8%+0.9pp | 78.6%-5.9pp | 67.6%+5.1pp |
| Annual return | 68.54% | 16.73%+51.8pp | 69.97%-1.4pp | 35.62%+32.9pp |
| Employer contribution / active EE | $1,291 | $2,954-56.3% | $4,343-70.3% | $2,756-53.1% |
| Participant deferral / active EE | $7,892 | $4,477+76.3% | $6,033+30.8% | $4,297+83.7% |
| Admin fee / account holder | $28,733 | $8,228+249.2% | $12,689+126.4% | $6,935+314.3% |