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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,718 | $73,518-63.7% | $63,003-57.6% | $147,585-81.9% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.8%-8.1pp | 82.8%-16.2pp |
| Annual return | 21.32% | 175.46%-154.1pp | 87.59%-66.3pp | 578.57%-557.3pp |
| Employer contribution / active EE | $686 | $3,322-79.3% | $2,760-75.1% | $4,876-85.9% |
| Participant deferral / active EE | $5,927 | $4,183+41.7% | $3,329+78.0% | $5,439+9.0% |
| Admin fee / account holder | $770 | $5,952-87.1% | $3,600-78.6% | $10,885-92.9% |