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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,632 | $100,147+203.2% | $81,286+273.5% | $145,877+108.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 7.88% | 34.44%-26.6pp | 24.80%-16.9pp | 551.28%-543.4pp |
| Employer contribution / active EE | $1,811 | $2,977-39.2% | $2,463-26.4% | $4,663-61.2% |
| Participant deferral / active EE | $6,778 | $4,607+47.1% | $3,883+74.5% | $6,691+1.3% |
| Admin fee / account holder | $3,786 | $8,201-53.8% | $5,764-34.3% | $13,402-71.8% |