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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,445 | $87,016+171.7% | $63,244+273.9% | $125,389+88.6% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | -1.45% | 21.71%-23.2pp | -70.31%+68.9pp | 282.24%-283.7pp |
| Employer contribution / active EE | $10,471 | $3,601+190.8% | $2,322+350.9% | $4,866+115.2% |
| Participant deferral / active EE | $5,329 | $3,939+35.3% | $2,953+80.4% | $5,352-0.4% |
| Admin fee / account holder | $2,901 | $11,954-75.7% | $5,893-50.8% | $9,541-69.6% |