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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,632 | $100,262+202.8% | $81,370+273.2% | $145,897+108.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 7.88% | 34.52%-26.6pp | 24.85%-17.0pp | 552.29%-544.4pp |
| Employer contribution / active EE | $1,811 | $2,979-39.2% | $2,464-26.5% | $4,663-61.1% |
| Participant deferral / active EE | $6,778 | $4,612+47.0% | $3,885+74.4% | $6,689+1.3% |
| Admin fee / account holder | $3,786 | $8,163-53.6% | $5,749-34.2% | $13,390-71.7% |