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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,632 | $100,004+203.6% | $81,438+272.8% | $145,959+108.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 7.88% | 34.34%-26.5pp | 24.74%-16.9pp | 561.95%-554.1pp |
| Employer contribution / active EE | $1,811 | $2,970-39.0% | $2,460-26.4% | $4,661-61.1% |
| Participant deferral / active EE | $6,778 | $4,603+47.2% | $3,883+74.5% | $6,689+1.3% |
| Admin fee / account holder | $3,786 | $8,202-53.8% | $5,764-34.3% | $13,398-71.7% |