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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,854 | $127,387+285.3% | $115,038+326.7% | $125,389+291.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.82% | 31.28%-36.1pp | 26.14%-31.0pp | 282.24%-287.1pp |
| Employer contribution / active EE | $25,144 | $5,166+386.7% | $4,608+445.7% | $4,866+416.7% |
| Participant deferral / active EE | $19,712 | $6,423+206.9% | $6,026+227.1% | $5,352+268.3% |
| Admin fee / account holder | $4,361 | $9,516-54.2% | $8,175-46.7% | $9,541-54.3% |