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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,221 | $125,237-4.0% | $105,608+13.8% | $145,877-17.6% |
| Participation rate | 90.9% | 77.7%+13.3pp | 75.3%+15.6pp | 80.3%+10.6pp |
| Annual return | 7.84% | 225.76%-217.9pp | 116.50%-108.7pp | 551.28%-543.4pp |
| Employer contribution / active EE | $9,269 | $3,720+149.1% | $3,167+192.7% | $4,663+98.8% |
| Participant deferral / active EE | $4,011 | $5,711-29.8% | $5,010-19.9% | $6,691-40.1% |
| Admin fee / account holder | $4,551 | $17,287-73.7% | $11,028-58.7% | $13,402-66.0% |