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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,869 | $118,496-21.6% | $98,461-5.7% | $139,466-33.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 2.90% | 18.96%-16.1pp | 21.17%-18.3pp | 373.66%-370.8pp |
| Employer contribution / active EE | $12,802 | $3,611+254.6% | $3,049+319.9% | $4,754+169.3% |
| Participant deferral / active EE | $5,474 | $5,393+1.5% | $4,738+15.5% | $6,712-18.4% |
| Admin fee / account holder | $3,713 | $14,056-73.6% | $8,961-58.6% | $11,409-67.5% |