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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,221 | $125,190-4.0% | $105,624+13.8% | $145,897-17.6% |
| Participation rate | 90.9% | 77.6%+13.3pp | 75.3%+15.6pp | 80.3%+10.6pp |
| Annual return | 7.84% | 225.22%-217.4pp | 116.20%-108.4pp | 552.29%-544.5pp |
| Employer contribution / active EE | $9,269 | $3,720+149.1% | $3,168+192.6% | $4,663+98.8% |
| Participant deferral / active EE | $4,011 | $5,716-29.8% | $5,013-20.0% | $6,689-40.0% |
| Admin fee / account holder | $4,551 | $17,138-73.4% | $10,961-58.5% | $13,390-66.0% |