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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,818 | $110,337+28.5% | $102,383+38.5% | $145,877-2.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 4.60% | 24.83%-20.2pp | 24.94%-20.3pp | 551.28%-546.7pp |
| Employer contribution / active EE | $4,762 | $4,216+12.9% | $3,870+23.0% | $4,663+2.1% |
| Participant deferral / active EE | $7,136 | $5,621+27.0% | $5,060+41.0% | $6,691+6.7% |
| Admin fee / account holder | $2,130 | $9,750-78.2% | $8,391-74.6% | $13,402-84.1% |