Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,184 | $101,063-78.0% | $81,473-72.8% | $147,586-85.0% |
| Participation rate | 43.5% | 74.5%-31.0pp | 68.0%-24.5pp | 82.8%-39.4pp |
| Annual return | 2.69% | 32.41%-29.7pp | 38.78%-36.1pp | 578.59%-575.9pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $995 | $4,242-76.5% | $3,537-71.9% | $5,439-81.7% |
| Admin fee / account holder | $3,131 | $5,812-46.1% | $4,561-31.4% | $10,886-71.2% |