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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,628 | $199,109+18.8% | $173,730+36.2% | $154,746+52.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.08% | 20.02%-4.9pp | 19.96%-4.9pp | 172.34%-157.3pp |
| Employer contribution / active EE | $3,331 | $5,311-37.3% | $4,577-27.2% | $4,379-23.9% |
| Participant deferral / active EE | $9,496 | $7,113+33.5% | $6,326+50.1% | $6,730+41.1% |
| Admin fee / account holder | $2,156 | $20,916-89.7% | $17,523-87.7% | $14,365-85.0% |