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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,967 | $166,131+19.8% | $164,975+20.6% | $145,877+36.4% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.2pp |
| Annual return | 13.42% | 100.37%-87.0pp | 70.12%-56.7pp | 551.28%-537.9pp |
| Employer contribution / active EE | $2,912 | $5,276-44.8% | $4,343-32.9% | $4,663-37.6% |
| Participant deferral / active EE | $8,663 | $6,962+24.4% | $6,033+43.6% | $6,691+29.5% |
| Admin fee / account holder | $438 | $16,648-97.4% | $12,688-96.6% | $13,402-96.7% |