Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 15 ATTN MIDDLE OFFICE BALTIMORE · BALTIMORE, MD 21231 | Recordkeeping | $18,344 |
PAYCHEX, INC.1 year Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $10,521 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,264 | $49,471-10.5% | $79,583-44.4% | $66,949-33.9% |
| Participation rate | 64.3% | 61.4%+3.0pp | 69.5%-5.2pp | 69.8%-5.5pp |
| Annual return | -17.61% | 84.30%-101.9pp | 0.16%-17.8pp | 1.57%-19.2pp |
| Employer contribution / active EE | $0 | $1,266-100.0% | $2,414-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $3,361 | $3,160+6.4% | $3,986-15.7% | $4,239-20.7% |
| Admin fee / account holder | $345 | $595-42.0% | $6,835-95.0% | $594-41.9% |