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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,630 | $127,386-30.4% | $115,037-23.0% | $125,388-29.3% |
| Participation rate | 47.4% | 84.2%-36.8pp | 81.4%-34.0pp | 83.2%-35.8pp |
| Annual return | -2.74% | 31.28%-34.0pp | 26.14%-28.9pp | 282.24%-285.0pp |
| Employer contribution / active EE | $0 | $5,166-100.0% | $4,608-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,294 | $6,423-64.3% | $6,026-61.9% | $5,352-57.1% |
| Admin fee / account holder | $35,035 | $9,516+268.2% | $8,175+328.6% | $9,541+267.2% |