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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,433 | $52,580+1.6% | $71,671-25.4% | $70,126-23.8% |
| Participation rate | 90.0% | 60.9%+29.1pp | 68.7%+21.3pp | 69.5%+20.5pp |
| Annual return | 20.38% | 20.25%+0.1pp | 20.65%-0.3pp | 73.15%-52.8pp |
| Employer contribution / active EE | $3,436 | $1,616+112.6% | $2,460+39.7% | $2,343+46.7% |
| Participant deferral / active EE | $3,403 | $2,386+42.6% | $3,438-1.0% | $3,332+2.1% |
| Admin fee / account holder | $666 | $3,653-81.8% | $5,558-88.0% | $4,645-85.7% |