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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,711 | $115,810-11.3% | $101,271+1.4% | $158,966-35.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 20.66% | 56.15%-35.5pp | 46.48%-25.8pp | 302.95%-282.3pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,716 | $4,958-25.1% | $4,371-15.0% | $5,983-37.9% |
| Admin fee / account holder | $730 | $7,248-89.9% | $5,948-87.7% | $11,250-93.5% |